- You sent money through Western Union.
- The transfer was made between January 1, 2004 and March 9, 2020.
- The transfer was part of a fraud scheme.
- You did not already receive full compensation for the same transfer in an earlier phase.
- You can provide transfer details and supporting documentation.
- You may file even if you did not receive a mailed notice.
Western Union Remission Phase 3 may provide payments to fraud victims who sent Western Union money transfers between January 1, 2004 and March 9, 2020. The petition deadline is August 19, 2026. If you want, I can also create the actual cover image for this one in the same style as the BOA graphic v
Western Union Remission Phase 3: Fraud Victim
Western Union Remission Phase 3 lets eligible fraud victims who sent money through Western Union between January 1, 2004 and March 9, 2020 file for cash payments from a $586 million fund before August 19, 2026.
Settlement Features
Consumer Rights
Proof Required
Settlement Overview
The U.S. Department of Justice says The Western Union Company allowed fraudsters to use its money transfer system for scams including grandparent scams, lottery and sweepstakes scams, romance scams, and similar schemes. Western Union later agreed to forfeit $586 million, and Phase 3 of the remission process allows additional victims to seek compensation.
This remission process covers qualifying Western Union money transfers sent between January 1, 2004 and March 9, 2020. Eligible claims are for transfers sent through Western Union’s money transfer services, including agent locations, Western Union’s website, and the Western Union app.
The settlement matters because it gives victims a path to recover money lost to fraud through Western Union transfers. Payments are not a fixed amount for everyone. Instead, approved claims are paid based on the verified eligible loss amount, and payments may also be adjusted by the Treasury Offset Program for certain federal or state debts.
Who qualifies:
- People who sent one or more Western Union money transfers during the covered period
- People whose transfer was tied to a fraud scheme
- People who have not already received full compensation for the same transfer in an earlier phase
- People who can provide the required transfer information and supporting documentation
How payouts work:
- Approved claims may receive payment for some or all of the verified eligible loss
- Payments are based on documented transfer amounts, not a flat award
- Western Union fees and unrelated incidental losses are not covered
- Payment is issued by check
- Treasury offsets may reduce the payment if the claimant owes qualifying debts
FAQ
What is Western Union Remission Phase 3?
It is a DOJ-administered remission process that allows fraud victims to seek compensation from funds forfeited by Western Union.
What kinds of scams are covered?
Covered claims generally include fraud schemes where the victim was tricked into sending money through Western Union, including grandparent scams, lottery or sweepstakes scams, romance scams, and similar fraud.
Do I need to live in the United States or be a U.S. citizen?
No. The remission process is open to eligible victims who meet the transfer and fraud requirements.
Do I need a Claim ID or PIN to file?
If you received a pre-populated notice or petition, you may use the Claim ID and PIN from that mailing to file online. If you did not receive a notice, you can still file a new petition through the official portal.
How are payments made?
Approved claims are paid by check, subject to any applicable Treasury offsets.
Can I file by mail?
Yes. The process allows both online filing and mailing a petition.
Who Is Eligible?
How to File a Claim
- Go to the official claim portal.
- If you received a mailed notice or pre-populated petition, enter the Claim ID and PIN from that notice.
- If you did not receive a notice, choose the option to file a new petition.
- Enter your transfer details, including the Money Transfer Control Number if available, the transfer date, and the amount sent.
- Upload any supporting documentation requested by the claim form.
- Review your information carefully and submit the petition online, or print and mail it if you are filing by paper.
- Keep copies of everything you submit for your records.
Documentation Requirements
Proof Required
Claimants must provide supporting documentation with their petition. The claim process is not based on self-attestation alone. The form asks for transfer information and supporting records such as transfer receipts, send forms, fraud-related information, and the Money Transfer Control Number if available.
If a claimant does not have the original records, they may still be able to request transfer history from Western Union or submit whatever supporting documentation they have. The Claim ID and PIN, when used, are access credentials for filing and are not proof of loss by themselves.
Payout Details
- Total settlement fund: $586,000,000
- Payout structure: verified-loss based, not flat-rate
- Pro-rata: not described as pro-rata; payments are tied to verified eligible losses
- Cash or non-cash benefits: cash payments
- Payment method: check
- Possible reductions: Treasury Offset Program may apply to certain debts
Key Information
Payout Range
Varies - Varies
Claim Deadline
August 19, 2026
71 days left
Total Settlement Fund
$586,000,000
Settlement Administrator Contact
Name: Verita Global LLC, formerly Gilardi & Co. LLC
Address: P.O. Box 301132, Los Angeles, CA 90030-1132
Email: [email protected]
Phone: 1-833-419-4677
By clicking "Submit Claim Now", you will be directed to the official settlement website to file your claim directly with the settlement administrator.