Purpose Financial data breach settlement — Claim by Feb 2, 2026 for reimbursement and cash payments
U.S. residents affected by the Purpose Financial February 2023 data breach may submit claims for reimbursement of out-of-pocket losses and pro-rata cash payments from a $7.75M settlement
The Purpose Financial Data Breach Class Action Settlement resolves claims in Hernandez et al. v. Purpose Financial, Inc. f/k/a Advance America Cash Advance Centers, Inc., et al. involving a February 2023 data incident where unauthorized access to Purpose Financial’s network may have exposed consumers’ personal information, including names and Social Security numbers. The lawsuit alleges negligence, breach of implied contract, unjust enrichment, and violations of consumer privacy and protection laws. Purpose Financial denies liability but agreed to the settlement to avoid prolonged litigation.
Under the settlement, eligible individuals who received a data breach notice and whose personal information was impacted can file a claim to receive one or more of the following benefits if the court approves the settlement and after any appeals: reimbursement of documented out-of-pocket losses, a pro-rata cash payment (estimated at $50), and an additional pro-rata cash payment for California residents (also estimated at $50). Payments depend on the number of approved claims and available funds after deductions for attorneys’ fees, costs, and administration.
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Who is eligible for the Purpose Financial settlement?
You are eligible if you received a notice about the February 2023 Purpose Financial data incident and your name and Social Security number were included in the impacted files.
What benefits are available?
Eligible class members may receive reimbursement for documented out-of-pocket losses (up to $5,000), a pro-rata cash payment (approximately $50), and an additional pro-rata payment for California residents.
Do I need proof to file a claim?
Proof is optional. You must provide documentation for out-of-pocket loss claims (such as fraud costs, credit monitoring fees, or other breach-related expenses). For the pro-rata cash payment, no proof of purchase or expenses is required beyond submitting the claim form.
How much could I receive?
Actual payments vary. Out-of-pocket losses can be reimbursed up to $5,000 with documentation. The pro-rata cash payment is estimated at about $50 and may be adjusted based on total claims. California residents may be eligible for an additional estimated $50.
How do I file a claim?
You must complete and submit a claim form by the deadline either online or by mail. See “How to File a Claim” below for steps.
What happens if I do nothing?
If you do nothing, you will not receive any settlement benefits and will relinquish the right to pursue these specific claims.
• You received a notice of the Purpose Financial data incident (February 7, 2023) and your name and Social Security number appeared in the impacted files.
• You submit a valid claim form by February 2, 2026.
• You did not timely opt out of the settlement class by January 2, 2026.
Excluded are judges, the defendants and their affiliates, and those who opt out.
• No proof of purchase or documentation is required to submit a claim for the settlement’s cash payment.
• Claims may be submitted based on self-attestation through the official settlement website.
• A Unique ID and PIN are required only to access the claim form and do not constitute proof of eligibility or expenses.
• The Unique ID and PIN were provided in the official notice sent by mail or email to eligible individuals.
• Claimants who no longer have their Unique ID or PIN may contact the settlement administrator to request assistance in retrieving access credentials.
Optional Documentation (Only if Claiming Reimbursement):
• Documentation is required only if seeking reimbursement for out-of-pocket losses related to the data breach.
• Acceptable documentation may include records of identity theft expenses, fraud losses, credit monitoring costs, or professional fees.
• Providing documentation may increase the total amount received but is not required to submit a basic claim.
• Total settlement fund: $7,750,000.
• Claims are paid on a pro-rata basis after deduction of attorneys’ fees, costs, and administration expenses.
• Cash benefits include reimbursement of documented out-of-pocket losses and pro-rata cash payments.
• Payments are generally issued via electronic transfer or mailed check after final approval and processing.
$50 - $5.0k
February 2, 2026
Expired
$7.75 million
By clicking "Submit Claim Now", you will be directed to the official settlement website to file your claim directly with the settlement administrator.